Australia salary after tax calculator (2025–26)
Enter your gross yearly salary and see what you keep after Australian income tax, the Low Income Tax Offset and the Medicare levy for 2025–26.
Scope: Australian resident for the full year, employee, single, no dependants. Income year 1 July 2025 to 30 June 2026.
How the calculation works
- Income tax uses the resident brackets: nothing on the first $18,200, then 16%, 30%, 37% and 45% on each slice above.
- The Low Income Tax Offset (up to $700) comes off the tax bill. It phases out between $37,500 and $66,667 and cannot reduce your tax below zero.
- The Medicare levy is 2% of taxable income, with a low-income shade-in: nothing at $28,011 or less, then 10% of the excess up to $35,013, then the full 2%.
- Take-home pay is your gross salary minus income tax (after the offset) minus the Medicare levy.
Rates used
| Item | Amount |
|---|---|
| Resident brackets | 0% to $18,200 · 16% to $45,000 · 30% to $135,000 · 37% to $190,000 · 45% above |
| Low Income Tax Offset | $700 to $37,500, then 5c per $1 to $45,000, then 1.5c per $1 to $66,667 |
| Medicare levy | 2% of taxable income · nil at $28,011 or less · 10% shade-in to $35,013 |
Not included: The Medicare levy surcharge (for higher earners without private hospital cover), HELP/HECS repayments, salary sacrifice, superannuation and the seniors and pensioners tax offset are not included. Part-year residents and non-residents use different rates and are not covered.
Sources
- Australian Taxation Office — Medicare levy reduction or exemption (myTax 2026)
- Australian Taxation Office — Medicare levy reduction, family income
Last updated: 4 November 2026. Figures are for the tax year shown and change when the tax authority updates them.
Estimates only. This calculator gives an estimate for a standard case in the scope above. It is not tax advice and does not replace your payslip, your tax return or an accountant. If your situation includes anything listed under “Not included”, your real take-home pay will differ.