Ireland salary after tax calculator (2026)
Enter your gross yearly salary and see what you keep after Irish income tax, the Universal Social Charge and PRSI for 2026.
Scope: Single person, PAYE employee, Class A PRSI. Figures are for the 2026 tax year; Budget 2026 left the income tax bands and main credits unchanged.
How the calculation works
- Income tax is 20% on income up to the standard rate cut-off point of €44,000 and 40% above it.
- Two credits come straight off the tax bill: the personal tax credit (€2,000) and the employee (PAYE) tax credit (€2,000).
- The Universal Social Charge is charged on gross income in bands (0.5%, 2%, 3%, 8%). You pay no USC at all if your total income is €13,000 or less.
- PRSI is charged weekly in real payroll. This calculator annualises it: no PRSI if weekly pay is €352 or less, a tapered weekly credit of up to €12 between €352.01 and €424, and the full rate above that.
- PRSI uses the full-year blended rate of 4.2375% (4.2% from January to September 2026, 4.35% from October 2026) — for a steady salary this gives the same annual total as the two rates applied separately.
Rates used
| Item | Amount |
|---|---|
| Standard rate cut-off point (single) | €44,000 at 20%, 40% above |
| Personal tax credit | €2,000 |
| Employee (PAYE) tax credit | €2,000 |
| USC bands | 0.5% to €12,012 · 2% to €28,700 · 3% to €70,044 · 8% above · exempt at €13,000 or less |
| PRSI (Class A) | 4.2% to 30 Sep 2026, 4.35% from 1 Oct 2026 · no PRSI at €352/week or less · tapered €12 credit to €424/week |
Not included: Income tax bands, credits and USC rates are those published by Revenue for 2026. Other credits (rent, home carer, age and more) and pension contributions are not included. The reduced USC rate for medical card holders aged 70 and over is not modelled. PRSI is annualised from weekly pay, so uneven pay across the year may differ slightly.
Sources
- Department of Social Protection — 2026 PRSI Contribution Rates and User Guide (PDF)
- Citizens Information — Paying social insurance (PRSI)
Last updated: 4 November 2026. Figures are for the tax year shown and change when the tax authority updates them.
Estimates only. This calculator gives an estimate for a standard case in the scope above. It is not tax advice and does not replace your payslip, your tax return or an accountant. If your situation includes anything listed under “Not included”, your real take-home pay will differ.