United States salary after tax calculator (2025)
Enter your gross yearly salary and see what you keep after US federal income tax and payroll taxes (Social Security and Medicare) for tax year 2025.
Scope: Federal tax only, single filer, standard deduction. State and local taxes are extra and are not included.
How the calculation works
- The standard deduction for a single filer ($15,750) comes off first, giving taxable income.
- The seven federal brackets (10% to 37%) apply to taxable income only, slice by slice.
- Social Security tax is 6.2% of wages up to the $176,100 wage base. Medicare tax is 1.45% of all wages, plus 0.9% on wages over $200,000 for a single filer.
- Take-home pay is your gross salary minus federal income tax, Social Security tax and Medicare tax.
Rates used
| Item | Amount |
|---|---|
| Standard deduction (single) | $15,750 |
| Federal brackets (single) | 10% to $11,925 · 12% to $48,475 · 22% to $103,350 · 24% to $197,300 · 32% to $250,525 · 35% to $626,350 · 37% above |
| Social Security tax | 6.2% on wages up to $176,100 |
| Medicare tax | 1.45% on all wages, plus 0.9% on wages over $200,000 |
Not included: State and local income taxes are NOT included and can be substantial. Itemised deductions, above-the-line adjustments, credits (child tax credit, education credits and others) and the additional standard deduction for age or blindness are not modelled. The 2025 standard deduction shown ($15,750) is the amount after the increase in the One Big Beautiful Bill Act.
Sources
- IRS — IRS releases tax inflation adjustments for tax year 2025 (Revenue Procedure 2024-40)
- Social Security Administration — Contribution and Benefit Base
Last updated: 4 November 2026. Figures are for the tax year shown and change when the tax authority updates them.
Estimates only. This calculator gives an estimate for a standard case in the scope above. It is not tax advice and does not replace your payslip, your tax return or an accountant. If your situation includes anything listed under “Not included”, your real take-home pay will differ.